7 Things I Wish I Knew When I Became a Full-Time Musician

I quit my suit-and-tie marketing job at age 27 to pursue the only thing I’d ever really cared about, which was playing music.

That was 27 years ago.

Looking back on it, there are lots of things I wish I’d known then – things that would have saved me lots of headaches.

I hope one or more of these might be helpful to you…

7 things I wish I knew when i became a full time musician1. I’ll burn myself out playing 4-5 nights a week

For 3-4 hours a night…

You probably have more stamina than I do.

For me, it only took about two and half years of full-time musicianship before I’d developed a pretty debilitating case of tendonitis owing to long bar gigs with loud bands.

advice for musicians - dave ruchIn 1995, seemingly out of nowhere, I was faced with the need to scale back my playing considerably while still making a living as a musician!

(If you’re curious about how I accomplished that, you can see more here.)

2. Health insurance is expensive!

Holy cow.

Separate from what your feelings might be on the Affordable Care Act (aka Obamacare) here in America, health insurance is just expensive, and becomes more so every year. Plan for that.

3. I can write off all my clothes

And my new computer!

For the first few years of self employment, I did my own taxes and had no idea how many deductions I could be taking.

advice for artists - dave ruchOnce I wised up and hired an accountant, I was able to save lots of money (far more than the accountant’s fee) by taking advantage of write-offs and deductions I knew nothing about.

Highly recommended.

4. Teaching people to play music is only fun if they practice

(Which they don’t. At least, not usually.)

A big part of my plan back in 1992 was to generate some income giving instrumental lessons out of my house.

I busted my butt to get students, and it worked. Over a six-month period, I had built up my teaching business to a steady roster of 30-35 students a week.

advice for musicians - dave ruchIt was great daytime work, and it did keep me in good practice, having so many hours each day with an instrument in my hand.

The more I did it, though, the less I enjoyed it.

While my students seemed perfectly happy coming back and shooting the breeze every week, going over the same stuff we’d done the week before (and the week before that), and then getting sucked back into their busy lives, it just didn’t feel satisfying to me.

I enjoyed the social aspect, but just didn’t feel fulfilled by the teaching. So, I moved on from teaching.

5. Nobody in the audience is scrutinizing every note I play and sing

They’re there to have a good time, period. Help them do that, and everyone wins.

Or, said another way – get over yourself.

6. Some days there will be LESS time for music than before


It’s funny to think back on all the utopian visions I had about what my life would be like after breaking free from my corporate job to pursue music full-time.

dave ruch advice for performing artistsI pictured long thoughtful conversations with fellow artists, tons of time to play and create music, lots of leisurely work on personal recording projects, and so on.

So it’s not like that?

Well, not if you need to make a decent living. It’s a lot more like this, and this.

I wouldn’t trade it for the world, but it’s not exactly the way I’d envisioned it.

7. I can make a sustainable living as an independent musician!


how to be a full time musicianI really had no idea how this experiment would turn out when I decided to leave my secure job (with benefits) all those years ago.

In retrospect, I feel very fortunate that I made the break at a time when I was young and adaptable, single, and without many large expenses. I could afford to take the chance, and had a college degree to fall back on if it all went to hell.

But it didn’t!

The big lesson?

If there’s one thing I’ve learned about the route of the independent artist, it’s that there are hundreds of well-worn paths you can take, and many more that can be created out of thin air.

I make my entire living as a musician without intersecting one bit with the music “industry.”

Go figure.

It’s the ability to work really hard at building your business – yes, your business – that might determine how it goes for you. This blog is here as a free resource to help you do just that.

If you’re not already subscribed, you can do that right here.

For those who do this full time – what else would you add to my list here?

The “Comments” section is below.

About The Blog

The Largest Online Gathering of K-5 Classrooms for Connected Educator MonthSince leaving a white-collar marketing job in 1992, Dave Ruch has been educating and entertaining full-time in schools, historical societies and museums, folk music and concert venues, libraries, and online via distance learning programs.

Along the way, he’s learned a great deal about supporting a family of four as a musician.

The Educate and Entertain blog provides articles, tips, encouragements, and how-to’s for regional performers (in any region) interested in making a great full-time living in the arts.

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17 Responses to 7 Things I Wish I Knew When I Became a Full-Time Musician

  1. Cooie DeFrancesco

    I’m an OLD (age 66), NEW (5 years playing out) vocalist-guitarist, making a living in music these past two years. My bread & butter is the 45-60 minute concert in rehab/nursing facilities within a 2-hour drive. Besides musical talent, it requires specialized attributes – such as empathy, disability blindness, a wide-ranging repertoire, and flexibility. I get to play various ensemble work at public venues some evenings and weekends.

    I’ve found your posts to be spot-on, a great value to your subscribers!

  2. Doug Philbrook

    Thanks again Dave for some helpful hints. I need to remind myself about “people don’t care about every note I play” I think most of us are our own worst critics and as you say “get over yourself.”
    I would only add that, if you’re serious about even a part-time career in music, then take it seriously. Remember you’re not there to party, someone is paying you. It really is a job, but one that puts a smile on your face and hopefully your audience.

  3. Ian Gould

    Something I would like to add Dave is that not every gig is a party. Be careful how much and how often you drink at your shows. Just because a venue offers you free drink doesn’t mean you have to drink to access or even at all. I used to think I was cheating myself by not drinking at gigs, it was, after all part of my payment right? But I now know that I play way better with no alcohol and I even feel good the next morning. Thanks for all you do Dave.

  4. Joseph E Reed

    This is great and really encouraging. It’s refreshing to hear you talk about your experience teaching lessons. YES! That’s how I feel too!! Good to know there ARE other options.
    Thank you for sharing!

  5. Robert Ivačič

    Hi, Dave! This is a great encouragement to me.

    I play harmonica (mouth harp ) in styles like blues, gospel, boogie, r’n’r and country…

    and I am considering going full time into musicianship.

    I can learn a lot from you.

    How did you manage to switch from dayjob to full time musicianship?

    I am now on social security money, and I am seeking ways to earn some money, doing translating (english/slovenian language ) and looking for a job, but I wonder if I could go this route and still go succesfully into playing music professionally or semi professionaly.

    I had to invest time to read your post, and I trust you have a lot of great resources here.

    What I’d really love to do is playing and recording for the Lord from Nazarete.

    • Dave Ruch

      Hi Robert – I’ve written quite a bit on this blog (40 articles and counting!) about making a good full-time living as a performer. I hope some of the other articles will be helpful to you.

  6. Jeffrey James

    This gives me hope. Thanks Dave.

  7. Jacque Vilmain

    Thanks so much, Dave. We’re long overdue to have someone like you out there.. Thanks for sharing all your vision and wisdom in an ongoing format Keep it comin’. Looking forward to the next post already!
    Happy Holidays. And yes; we’re all busy holiday giggin!!

  8. Xanthe

    After doing live gigs for decades, since the age of fourteen, I too have learned the hard way. Things I wish I knew when I became a musician:
    1) my audience would be mostly drunk people
    2) almost everything is tax deductible for a musician
    3) my shelf life as a woman in “pop” music would be very short
    4) nobody would walk in and “discover” me
    5) most male musicians don’t want to be in a band fronted by a woman
    6) my body clock would become permanently upside down
    7) It’s possible to come to dislike playing music, especially when doing eight gigs a week for years!

  9. Aymeric Mahieu

    Hi Dave,

    Yes, exactly. You’re perfectly right.
    What could I add to this list ? Well, just be what you really are. Don’t do what you think other people want you to do.

    Work hard, and have faith.

    Thanks for you blog, it’s gorgeous !

    Aymeric, from Brittany, France

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